The Two Step Process to Start Treatment and Upgrade Your Smile!
Getting started with orthodontic treatment at Lowe Orthodontics is simple, streamlined, and designed with your comfort and convenience in mind. Here’s how the process works:
We’re excited to welcome you! Your first visit is complimentary and designed to be informative, efficient, and relaxed. We know your time is valuable, so in just one hour, we’ll complete all of the following steps:
A. Records Collection
A skilled Clinical Assistant will take digital photographs and radiographs of your teeth and facial structures. In some cases, we may also perform a 3D digital scan to create a precise model of your teeth.
B. Discussion with a Treatment Coordinator
Your dedicated Treatment Coordinator will take time to understand your orthodontic concerns, review your goals, and go over your medical and dental history.
C. Orthodontic Exam
You’ll meet Dr. Lowe, who will perform a thorough orthodontic exam. This includes assessing jaw structure, bite alignment, gum and bone health, and more. Not everyone needs or is ready for treatment—we’ll give you an honest, professional assessment based on what’s best for you or your child.
D. Customized Treatment Plan
Dr. Lowe will explain the findings of your exam and recommend a personalized treatment plan tailored to your goals and needs. You’ll have the opportunity to discuss treatment options, ask questions, and explore what’s best for your lifestyle and needs.
F. Final Review & Next Steps
Your Treatment Coordinator will go over the financial details of your treatment plan, including insurance coverage, interest-free payment options, and what to expect during treatment. You’ll leave your appointment with a clear understanding of the next steps and feel confident about your orthodontic care.
If you’re ready to begin treatment, the final step is to schedule your start date! Whether you decide right away or need some time, we’re here to support you. Your Treatment Coordinator will follow up to assist with your decision, and we’re always available by phone or email to answer any questions.
New Patient Forms
We are pleased to offer you the convenience of completing and securely submitting your patient information online. Form can be completed from Smartphones, tablets, as well as computers. Please take time to complete the appropriate form below. Also below is a link to review our privacy practices.
If you would like to review our notice of privacy practices, it can be found here: Notice of Privacy Practices
You may access the following forms, in case there is a difficulty with our online forms. Please print and fill out the desired form, then bring it to your appointment.
*These forms require Adobe Acrobat Reader to view. If you do not have Adobe Reader already installed on your computer, please install. Filling out the online forms at the top of this page does not require Adobe Acrobat Reader.

Financial and Insurance Information

Financial Information
At Lowe Orthodontics, it’s our mission to provide high-quality treatment that fits comfortably within your budget. We offer a range of flexible financial options and are committed to helping you understand and choose the best plan for your needs.
Affordable Payment Plans
Orthodontic care is a smart investment in your health and confidence, and we’re here to make it accessible. We offer interest-free, in-house payment plans that allow you to spread the cost of treatment over time, making it easier to manage financially.
We also accept credit card payments and automatic bank drafts for added convenience. Our team will walk you through all available options to create a payment plan that works for you.
Using FSA and HSA for Orthodontic Treatment
You can use Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) to cover orthodontic expenses with pre-tax dollars. Here’s how it works:
- FSA: You can contribute up to $3,300 per year (double that amount with a spouse, 2025).
- HSA: Individuals can contribute up to $4,300, or $8,550 for families (2025).
If your treatment extends over multiple calendar years, you may be able to use funds from more than one plan year to maximize your benefits. Be sure to check with your plan administrator to confirm your eligibility.
Insurance Benefits
If your insurance plan includes orthodontic coverage, we’ll help you make the most of it. Many plans offer a lifetime orthodontic benefit separate from regular dental coverage.
We will:
- Verify your insurance benefits
- Review your coverage with you
- File all claims on your behalf once treatment begins
Please note: Insurance policies vary, and changes in coverage during treatment may affect your benefits. If that happens, the financially responsible party will be accountable for any remaining balance.
To help us get started, please fill out the insurance section on your new patient forms.
If you have any questions about financing, payment plans, or insurance coverage, our team is here to help. We’re committed to making your path to a confident smile as smooth and stress-free as possible.